Credit & Liabilities Search

Our innovative electronic search of Credit Bureau Data identifies open & closed credit accounts to efficiently identify potential estate liabilities

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Professional Executors or Administrators, Deputies or Attorneys are duty-bound to identify and discharge estate debts and liabilities. If the deceased has debts which were not apparent from their personal papers, it’s possible for those creditors to later seek payment either from the Personal Representatives or from the assets distributed to beneficiaries of the estate

To help identify estate accounts and mitigate against the risk of missed debts or liabilities, and assess potential solvency before applying for the Grant, our Credits & Liabilities Search performs an electronic check of digital credit data held by Experian, the largest Credit Reference Agency in the UK. The Credits & Liabilities Search is quick, concise and easy to understand including information on;

  • Bankruptcy, CCJs, and IVA

  • Previous Names, Previous Addresses and Financially Connected Persons

  • Open and closed current accounts, credit cards, mortgages, pay day loans and online gambling accounts

We deliver the completed Credits & Liabilities Search in as little as 24 hours identifying the account provider, account reference, account open and closing dates, so you can rapidly develop an understanding of the client’s financial affairs and make relevant enquiries to prevent debt accrual. By identifying account providers, the report also helps signpost potential estate assets and savings

  • Protection for Executors from the risk of missed liabilities
  • Reduced administrative effort and greater efficiency in identifying estate creditors
  • Helps signpost additional potential estate assets and accounts
Credits &
Liability
Search		 FP
Standard		 FP
Premium
Price (plus VAT) £25 £155 £185
Identity Trace:
Electoral Roll, Previous Names & Addresses
Anti-Money Laundering (PEPs & Sanctions)
Liabilities Data:
Bankruptcy, CCJ, IVA
Experian Credit Bureau Data
Fraud Prevention:
Vulnerability Registration Service
Asset data:
Banks, Building Societies, Pension Providers, Life Insurers
Share registrars inc. Equiniti, Link & Computershare
Company Directorships
OPG – Previous Deputy &Attorney Register
Experian Unclaimed Asset Register


All orders can be placed securely online through our dedicated portal offering access to a variety of searches and services. All our Asset & Liability searches benefit from £2 million Professional Indemnity Insurance cover as standard. There are no registration or subscription fees so you only pay for what you need, when you need it

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Electronic search of Credit Bureau Data to identify open & closed creditor accounts

£25 + VAT
  • Bankruptcy, CCJs & IVAs
  • Previous Names & Addresses
  • Open & Closed Credit Accounts
Register today
  • Financial Asset Searches have become an integral part of estate administration. We now commission these searches as a matter of course, and have found that it makes the task of information gathering infinitely less time-consuming and difficult. Tom Bottomley, Partner
  • I feel by using Estatesearch I am using all possible tools out there to provide the most comprehensive search of a deceased's assets to enable a complete and full administered estate from the get go. Leonie Adams, Director
  • The Estatesearch Financial Profile Service gives us a comprehensive and robust due diligence process at the click of a button. Using a combination of data and technology goes beyond what we could reasonably achieve otherwise and Estatesearch have helped us identify additional assets in difficult Court of Protection matters. Holly Chantler, Head of Private Client
  • Having used Estatesearch many times I have always found it to be really quick and easy and if any questions the team are always willing to help and discuss matters and have managed to find other accounts for other clients but with less in them which we are all extremely grateful for. Would highly recommend these are done when dealing with any financial matters. Lynne Ragoubi, Senior Accredited Paralegal
  • I've found the range of services provided by Estate Search to be vital tools in my day to day work as a private client lawyer. The client portal is an excellent one stop shop for the full range of searches I often undertake. Barry Griffin, Partner
  • The Financial Profile Service helps us demonstrate all reasonable due diligence in matters where we're appointed as Executors. In a recent matter the Report helped us identify additional assets which our client and the beneficiary greatly appreciated. Charlotte Day, Solicitor
  • Estate Asset searches are something that I think most estates (and even living clients) need. It takes the burden off of the Executor/representative on death, and if a firm is acting as Deputy during someone's lifetime, it covers you to show that you have done a thorough look into the assets and liabilities Zoe Johnson, Solicitor
  • We use the Financial Profile Service when appointed as Executors to help us clearly demonstrate we’ve met all our statutory duties. The report is clear and easy to use, helping us quickly make targeted additional enquiries to secure estate assets when required. Rachel Roche, Solicitor Director
  • The Financial Profile Service helped us efficiently confirm all the estate accounts, and in our latest matter identified a historic pension adding greater value for the beneficiaries and our clients. Liyen Clutton, Biscoes Solicitors
  • The Estatesearch team are always willing to go the extra mile to help us with our cases and enquiries, using their knowledge and expertise to help us deliver an excellent service while reducing costs for our clients. Michael Graham, Head of Private Client
  • As trusted legal advisors, our clients appoint us in many different capacities, as executors, trustees, Attorneys and Deputies. Clients place their trust in us, and we take that responsibility seriously. As part of our best practice when undertaking those roles, we conduct an asset and liability search to identify and secure all assets and investments held in an estate, by a trust, or by a donor client. We place our trust in Estatesearch to produce a report that is both thorough and reliable. Estatesearch also support us with several other products that ensure we can provide a professional and comprehensive service across our private client team. Mrs Tracey Hatswell TEP, Partner, Wason Male & Wagland LLP
  • Just excellent service at all times, the staff are always friendly and are a pleasure to work with. Nothing is too much trouble. Swift, efficient and comprehensive services. (The socks are pretty cool too!) Tristy Pateman, Senior Private Client Executive
  • As a business reliant on accurate compliance we turned to Estatesearch for our insolvency and bankruptcy checks, and we couldn’t be happier with the experience. Their system is incredibly user friendly, allowing our team to navigate the process effortlessly. We appreciate how straightforward the platform is and look forward to an integration with our software provider shortly. We would recommend Estatesearch to any business seeking a reliable partner for insolvency and bankruptcy assessments. Laura Staples, Partner & Head of Private Client. HK Law

Give us a call today, or send a message and we'll get back to you straight away.

0330 900 1700
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